:root {
  --navy: #071a34;
  --blue: #184588;
  --blue-2: #0f315d;
  --green: #2c8b1f;
  --amber: #f9b632;
  --ink: #14213d;
  --muted: #52627a;
  --line: #dbe5f0;
  --soft: #f4f8fc;
  --white: #fff;
  --radius: 18px;
  --shadow: 0 14px 38px rgba(7, 26, 52, .12);
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body {
  margin: 0;
  color: var(--ink);
  background: var(--white);
  font-family: Inter, ui-sans-serif, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  font-size: 16px;
  line-height: 1.7;
  text-rendering: optimizeLegibility;
}

a { color: var(--blue); text-decoration-thickness: .08em; text-underline-offset: .16em; }
a:hover { color: var(--green); }
img { display: block; max-width: 100%; height: auto; }
.wrap { width: min(1160px, calc(100% - 40px)); margin-inline: auto; }
.skip-link { position: fixed; left: 14px; top: -80px; z-index: 100; padding: 12px 16px; color: #fff; background: var(--navy); border-radius: 10px; }
.skip-link:focus { top: 14px; }

.site-header {
  position: sticky;
  top: 0;
  z-index: 40;
  border-bottom: 1px solid rgba(24, 69, 136, .12);
  background: rgba(255,255,255,.96);
  backdrop-filter: blur(12px);
}
.header-inner { min-height: 78px; display: flex; align-items: center; justify-content: space-between; gap: 26px; }
.brand { display: inline-flex; align-items: center; text-decoration: none; }
.brand img { width: 220px; height: auto; }
.main-nav { display: flex; align-items: center; gap: 8px; flex-wrap: wrap; }
.main-nav a { min-height: 44px; display: inline-flex; align-items: center; padding: 8px 12px; border-radius: 10px; color: var(--navy); font-weight: 750; text-decoration: none; }
.main-nav a:hover, .main-nav a:focus-visible { color: var(--blue); background: #edf4fc; }
.main-nav .nav-cta { color: #fff; background: var(--blue); }
.main-nav .nav-cta:hover { color: #fff; background: var(--green); }

.hero {
  position: relative;
  overflow: hidden;
  color: #fff;
  background:
    linear-gradient(105deg, rgba(7,26,52,.97), rgba(24,69,136,.86)),
    url('/img/s2/hero-modern.webp') center/cover no-repeat;
}
.hero::after { content: ""; position: absolute; inset: auto -12% -60% 45%; height: 520px; border-radius: 50%; background: rgba(44,139,31,.18); filter: blur(10px); }
.hero-inner { position: relative; z-index: 1; padding: 74px 0 82px; }
.breadcrumbs { display: flex; gap: 8px; flex-wrap: wrap; align-items: center; margin: 0 0 20px; color: #cbd9ec; font-size: .92rem; }
.breadcrumbs a { color: #fff; }
.eyebrow { margin: 0 0 12px; color: #bde6b7; font-weight: 850; letter-spacing: .04em; text-transform: uppercase; font-size: .86rem; }
.hero h1 { max-width: 880px; margin: 0; font-size: clamp(2.35rem, 5vw, 4.6rem); line-height: 1.05; letter-spacing: -.04em; }
.hero-lead { max-width: 780px; margin: 24px 0 0; color: #e3edf8; font-size: clamp(1.06rem, 2vw, 1.3rem); }
.hero-actions { display: flex; gap: 14px; flex-wrap: wrap; margin-top: 32px; }
.btn { min-height: 48px; display: inline-flex; align-items: center; justify-content: center; padding: 12px 20px; border: 1px solid transparent; border-radius: 12px; font-weight: 850; text-decoration: none; transition: transform .18s ease, background .18s ease; }
.btn:hover { transform: translateY(-2px); }
.btn-primary { color: var(--navy); background: var(--amber); }
.btn-primary:hover { color: var(--navy); background: #ffc953; }
.btn-secondary { color: #fff; border-color: rgba(255,255,255,.55); background: rgba(255,255,255,.08); }
.btn-secondary:hover { color: #fff; background: rgba(255,255,255,.16); }

.section { padding: 76px 0; }
.section-soft { background: var(--soft); }
.section-dark { color: #fff; background: var(--navy); }
.section-heading { max-width: 820px; margin-bottom: 34px; }
.section-kicker { margin: 0 0 8px; color: var(--green); font-size: .84rem; font-weight: 900; letter-spacing: .08em; text-transform: uppercase; }
.section h2 { margin: 0 0 18px; color: var(--navy); font-size: clamp(1.8rem, 3vw, 2.75rem); line-height: 1.15; letter-spacing: -.025em; }
.section-dark h2 { color: #fff; }
.lead { color: var(--muted); font-size: 1.15rem; }
.section-dark .lead { color: #dbe7f5; }

.answer-box { padding: 28px; border-left: 5px solid var(--green); border-radius: 0 var(--radius) var(--radius) 0; background: #fff; box-shadow: var(--shadow); }
.answer-box p { margin: 0; font-size: 1.08rem; }
.answer-box p + p { margin-top: 14px; }
.grid-2 { display: grid; grid-template-columns: repeat(2, minmax(0,1fr)); gap: 26px; }
.grid-3 { display: grid; grid-template-columns: repeat(3, minmax(0,1fr)); gap: 22px; }
.card { padding: 26px; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; box-shadow: 0 8px 26px rgba(7,26,52,.07); }
.card h3 { margin: 0 0 10px; color: var(--navy); font-size: 1.25rem; line-height: 1.25; }
.card p { margin: 0; color: var(--muted); }
.check-list { margin: 0; padding: 0; list-style: none; }
.check-list li { position: relative; padding: 9px 0 9px 34px; }
.check-list li::before { content: "✓"; position: absolute; left: 0; top: 9px; width: 24px; height: 24px; display: grid; place-items: center; color: #fff; border-radius: 50%; background: var(--green); font-size: .8rem; font-weight: 900; }
.number-grid { counter-reset: steps; }
.number-card { position: relative; padding-left: 74px; }
.number-card::before { counter-increment: steps; content: counter(steps); position: absolute; left: 24px; top: 24px; width: 34px; height: 34px; display: grid; place-items: center; color: #fff; border-radius: 10px; background: var(--blue); font-weight: 900; }

.table-wrap { overflow-x: auto; border: 1px solid var(--line); border-radius: var(--radius); background: #fff; }
table { width: 100%; border-collapse: collapse; }
th, td { padding: 15px 18px; border-bottom: 1px solid var(--line); text-align: left; vertical-align: top; }
th { color: #fff; background: var(--blue-2); }
tr:last-child td { border-bottom: 0; }

.faq { display: grid; gap: 12px; }
.faq details { border: 1px solid var(--line); border-radius: 14px; background: #fff; }
.faq summary { min-height: 48px; display: flex; align-items: center; padding: 15px 20px; cursor: pointer; color: var(--navy); font-weight: 850; }
.faq details div { padding: 0 20px 20px; color: var(--muted); }

.source-list { margin: 0; padding-left: 20px; }
.source-list li { margin: 9px 0; }
.related-links { display: flex; gap: 12px; flex-wrap: wrap; }
.related-links a { min-height: 44px; display: inline-flex; align-items: center; padding: 9px 14px; border: 1px solid var(--line); border-radius: 999px; background: #fff; font-weight: 750; text-decoration: none; }

.cta-panel { display: grid; grid-template-columns: 1.4fr .8fr; gap: 28px; align-items: center; padding: 36px; border-radius: 24px; background: linear-gradient(135deg, var(--blue), var(--navy)); box-shadow: var(--shadow); }
.cta-panel h2 { color: #fff; }
.cta-panel p { margin: 0; color: #dfeaf7; }
.cta-actions { display: grid; gap: 12px; }

.site-footer { color: #cfdbeb; background: #051326; }
.footer-inner { display: grid; grid-template-columns: 1.2fr 1fr 1fr; gap: 30px; padding: 46px 0 30px; }
.site-footer h2, .site-footer h3 { margin: 0 0 12px; color: #fff; }
.site-footer p { margin: 0; }
.site-footer a { color: #fff; }
.footer-links { display: grid; gap: 8px; }
.footer-links a { min-height: 44px; display: flex; align-items: center; }
.footer-bottom { display: flex; justify-content: space-between; gap: 20px; flex-wrap: wrap; padding: 20px 0 28px; border-top: 1px solid rgba(255,255,255,.13); font-size: .9rem; }

@media (max-width: 860px) {
  .header-inner { padding: 12px 0; align-items: flex-start; }
  .brand img { width: 190px; }
  .main-nav { justify-content: flex-end; }
  .main-nav a:not(.nav-cta) { display: none; }
  .grid-3, .grid-2, .cta-panel, .footer-inner { grid-template-columns: 1fr; }
  .hero-inner { padding: 58px 0 66px; }
  .section { padding: 58px 0; }
}

@media (max-width: 520px) {
  .wrap { width: min(100% - 28px, 1160px); }
  .brand img { width: 168px; }
  .main-nav .nav-cta { padding-inline: 11px; font-size: .9rem; }
  .hero-actions, .hero-actions .btn { width: 100%; }
  .card, .answer-box { padding: 22px; }
  .number-card { padding-left: 64px; }
  .cta-panel { padding: 26px; }
}

@media (prefers-reduced-motion: reduce) {
  html { scroll-behavior: auto; }
  *, *::before, *::after { animation-duration: .01ms !important; animation-iteration-count: 1 !important; transition-duration: .01ms !important; }
}